What Is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
How it works
- Select Affirm at checkout
This check doesn’t affect your credit score
- Choose a payment plan
There is no hidden fees.
- Pay over time
Watch for text and email reminders when a payment is coming up.
Why use Affirm?
- No impact on credit score
Using a Pay in 4 Affirm payment plan won’t impact your credit score.
- Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment choice at checkout.
Simply enter a few details to get an instant decision. Then, complete your purchase.
- Easy payments
Turn on AutoPay and Affirm will automatically charge payments from your chosen payment
method, interest-free
FREQUENTLY ASKED QUESTIONS
Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or
Mastercard logo). Available payment methods may vary depending on the payment plan
selected.
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit
card. Available payment methods may vary depending on the payment plan selected.
Please note that prepaid cards are not accepted.
To view your account information and track upcoming payments, please login to the Affirm
Customer Portal using the phone number you used to sign up with. Having trouble? Please
get in touch with the Affirm team.
Please reach out to the Affirm team and they will be happy to look into the options available.
You can contact them using this contact form.
No, you will not be charged. If you’ve already made a payment to Affirm and are
owed a refund this may take up to 5-10 business days to appear on your bank
account or credit card statement. If you have any questions about the refund
process, please reach out to the Affirm team through Affirm Help Center – Contact Us
