Financing

Financing at AVU

What Is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

How it works

  • Select Affirm at checkout
Enter a few pieces of information for a real-time decision.
This check doesn’t affect your credit score
  • Choose a payment plan
See what payment plans are available for your purchase.
There is no hidden fees.
  • Pay over time
Make payments at affirm.ca or in the Affirm app.
Watch for text and email reminders when a payment is coming up.
Check if you qualify

Why use Affirm?

  • No impact on credit score

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

  • Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout.
Simply enter a few details to get an instant decision. Then, complete your purchase.

  • Easy payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment
method, interest-free

FREQUENTLY ASKED QUESTIONS

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or
Mastercard logo). Available payment methods may vary depending on the payment plan
selected.
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit
card. Available payment methods may vary depending on the payment plan selected.
Please note that prepaid cards are not accepted.

To view your account information and track upcoming payments, please login to the Affirm
Customer Portal using the phone number you used to sign up with. Having trouble? Please
get in touch with the Affirm team.

Please reach out to the Affirm team and they will be happy to look into the options available.
You can contact them using this contact form.

Affirm does not charge annual fees. For more information on related fees, please see this helpful FAQ  article on the Affirm help site.

No, you will not be charged. If you’ve already made a payment to Affirm and are
owed a refund this may take up to 5-10 business days to appear on your bank
account or credit card statement. If you have any questions about the refund
process, please reach out to the Affirm team through Affirm Help Center – Contact Us

For any additional questions, please use our live chat feature,  email us at customercare@avu.ca , or call our Canada toll-free phone number at (833) 354-0771